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Real Estate Investment and Market Growth Concept. Analyzes real estate market growth trends. Graph show rising house price, interest rate, property mortgage, loan home, and investment opportunities.

<p>Yes. You can get a lower rate.&nbsp;<br>&nbsp;<br>The question Dusty and I were most often asked as realtors used to be “How’s the market?” now it’s “what’s happening with interest rates?” As of the date of this writing the answer is “not much.”<br>Rates have hung out in the high 6’s with little blips into the 7’s for quite a few months now. They are much lower than they have been but, many buyers are waiting until they drop to take the leap into homeownership.&nbsp;<br>You don’t have to wait. You can get a lower rate now. Here's an overview of the most effective options:<br>&nbsp;</p><figure id="figure-pa6n36hkz1mbfotc3x"><img id="pa6n36hkz1mbfotc3x" src="https://media.gettyimages.com/id/532087451/photo/perfect-neighbourhood.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=fPRcDNWmvU6eHnJmsvJ8zbI6nRL-FRTqNXaEGdmBnps=" alt="A street of homes" title="A street of homes" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: undefined undefined;" data-corners="default" data-aspect="16:9" data-caption="Get that dream home now" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/532087451/photo/perfect-neighbourhood.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=fPRcDNWmvU6eHnJmsvJ8zbI6nRL-FRTqNXaEGdmBnps=" data-mce-style="aspect-ratio: 16/9; object-position: undefined undefined;"><figcaption class="body-normal text-gray-500 mt-2">Get that dream home now</figcaption></figure><h3><br>🏷️ <strong>1. Mortgage Rate Buydowns</strong></h3><p>A buydown is a financing technique where you pay an upfront fee to reduce your mortgage interest rate temporarily or permanently.&nbsp;</p><h3>🔹 Permanent Buydowns (Discount Points)</h3><p>This is the lowest risk option.&nbsp;<br>By paying discount points upfront (costing typically 1% of the loan amount per point), you can reduce your interest rate for the life of the loan. Each point usually lowers the rate by 0.125% to 0.25%. This can be paid by the buyer or seller or a combination of both.&nbsp;</p><p><br>&nbsp;A rock star credit qualified (Like 740 and above) customer on a $1,000,000 purchase with 20% ($200,000) down would qualify for 6% seller concessions. It would cost about $28,000 to move from a rate of 7.00 % to 6.00% saving the buyer over $500 a month on their payment. Now we’re talking! Buying twice that for a 5% rate would lower the payment over $1000.00 a month. It’s a lot of money up front to do that and lending institutions have different maximums on how much you can buy down.&nbsp;<br>&nbsp;</p><h3>🔹 Temporary Buydowns2-1 Buydown:</h3><p>Reduces the interest rate by 2% in the first year and 1% in the second year before reverting to the original rate.<br>3-2-1 Buydown: Offers a 3% reduction in the first year, 2% in the second, and 1% in the third year.</p><p><br>Temporary Buydowns must be paid by the seller. These are often used to ease into mortgage payments on a short-term basis. If you’re thinking of using this and waiting for rates to drop to refinance, then keep in mind there is a risk rates won’t come down before the end of the buydown and you could be stuck with a higher rate than you’re comfortable with.&nbsp;<br>&nbsp;</p><figure id="figure-ves2a4y6cmbfowvpu"><img id="ves2a4y6cmbfowvpu" src="https://media.gettyimages.com/id/1140137817/photo/businessman-holding-the-down-arrow-on-wooden-blocks-with-the-word-rate-and-house-low-interest.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=zbVgJg7DcfsvmEhvJmLm_uJqVPaTuzgRH1S1puXVBEQ=" alt="Businessman holding the down arrow on wooden blocks with the word Rate and house. Low interest in mortgages. Reducing interest payments for mortgage. The fall in housing rates on credit." title="Businessman holding the down arrow on wooden blocks with the word Rate and house. Low interest in mortgages. Reducing interest payments for mortgage. The fall in housing rates on credit." class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: undefined undefined;" data-corners="default" data-aspect="16:9" data-caption="Getting a lower rate" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1140137817/photo/businessman-holding-the-down-arrow-on-wooden-blocks-with-the-word-rate-and-house-low-interest.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=zbVgJg7DcfsvmEhvJmLm_uJqVPaTuzgRH1S1puXVBEQ=" data-mce-style="aspect-ratio: 16/9; object-position: undefined undefined;"><figcaption class="body-normal text-gray-500 mt-2">Getting a lower rate</figcaption></figure><h3><br><strong>🔄 2. Adjustable-Rate Mortgages (ARMs)</strong></h3><p>ARMs offer a lower initial interest rate that adjusts periodically based on market conditions. For example, a 5/1 ARM has a fixed rate for five years, then adjusts annually. This can be beneficial if you plan to move or refinance before the rate adjusts. The advertised interest rates on most ARMs already include rate buy downs. Things do change often in this industry so check with us before excluding this option.&nbsp;</p><p><img id="wvjih2vg7ombfq2oex" src="https://media.gettyimages.com/id/144280696/photo/new-one-story-home-under-construction-on-sunny-day.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=r4vdewUA1OW0lMgGYkZVgn2GM9G25WJDYlh2f7Uljm0=" alt="New one story home under construction on sunny day" title="New one story home under construction on sunny day" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="Builders offer lower rate in house financing" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/144280696/photo/new-one-story-home-under-construction-on-sunny-day.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=r4vdewUA1OW0lMgGYkZVgn2GM9G25WJDYlh2f7Uljm0=" data-mce-style="aspect-ratio: 16/9; object-position: center center;">Builders offer lower rate in house financing</p><h3><br><strong>🤝 3. Builders Offer Lower Rates</strong></h3><p>Larger builders use combinations of bulk buying mortgages with buying points and sometimes ARMS to package some amazing rates. Today we saw one builder offering a 3.875% on FHA and VA loans and several were offering rates ranging from 4.25% on an ARM to 5.99% conventional. They do this by buying down points like we discussed in section 1. These offerings change often so call us for more up-to-date information.&nbsp;<br>To be clear, there are a ton of disclosures that go with these low rates as they do have requirements to qualify.&nbsp;</p><p><img id="289xw4j26dmbfq4qdp" src="https://media.gettyimages.com/id/2152554496/photo/time-to-earn-time-is-money-time-management-the-hand-is-putting-the-clock-as-coin-to-piggy-bank.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=JEVYA6QNB18EXyOGgnE5Fd1F7FHQXq7i7HFmnaYGsxY=" alt="Time to earn. Time is money. Time Management. The hand is putting the clock as coin to piggy bank" title="Time to earn. Time is money. Time Management. The hand is putting the clock as coin to piggy bank" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="Pay now and save later" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/2152554496/photo/time-to-earn-time-is-money-time-management-the-hand-is-putting-the-clock-as-coin-to-piggy-bank.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=JEVYA6QNB18EXyOGgnE5Fd1F7FHQXq7i7HFmnaYGsxY=" data-mce-style="aspect-ratio: 16/9; object-position: center center;">Pay now and save later</p><h3><br><strong>📉 4. Plan for Future Refinancing</strong></h3><p>If current rates are high, consider accepting them temporarily with the intention to refinance when rates drop. This strategy, often referred to as "marry the house, date the rate," allows you to secure the home now and improve your mortgage terms later.&nbsp;<br>Some buyers need a lower payment now. Others can tighten the straps for a while until the rates do improve. Here is an example of the cost difference between a permanent rate buy down and a refinance on an $800,000 home.&nbsp;<br>We will assume the taxes are $8000 a year, insurance is $200 a month, credit score is 800 and loan is conventional with 20% down and a 30-year loan term. We will also assume a cost of $5000 for a refinance. This varies greatly from one lender to another and may be different in 3 years. This is just an example.&nbsp;</p><p><br><strong>Sample 1. Permanent Buydown</strong><br>Rate 6.75<br>Buydown 3 points equal to .75% Lowering the rate to 6.00<br>Payment $4704<br>Closing Costs $18,747<br>Rate Buydown Cost $24,000.<br>&nbsp;<br>&nbsp;<br><strong>Sample 2. Date the rate now and refinance later.</strong><br>Rate 6.75<br>Monthly PITI Payment. $5071<br>Closing Costs $18,977<br>Refinance Cost $5000.00<br>Cost difference of 3 years payments at higher rate. $13,212<br>Refinance cost added to payment difference equals total cost difference $18,212<br>&nbsp;<br><strong>In Sample 1.</strong> You can enjoy a lower payment from the first payment and the lower payment will help your buying power. </p><p><strong>I</strong><strong>n sample 2,</strong> you save almost $6000. But you will need to refinance in the future and make a higher payment now.<br>&nbsp;<br>We could certainly do a deep dive into a ton of different situations but let’s save that rabbit hole for another day. For today we just need to know that these numbers will be different for each buyer and each home so consult with your mortgage professional for a clear understanding of your personal options.&nbsp;<br>&nbsp;</p><figure id="figure-w1ahs6o99hmbfq85en"><img id="w1ahs6o99hmbfq85en" src="https://media.gettyimages.com/id/1849415459/photo/new-home-keys-hug-and-portrait-of-happy-couple-moving-into-house-real-estate-property-or.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=nvtPIa9G7y8wxZlwpTsJn6nO0AxFGBnMuUlMeoMwQfU=" alt="New home keys, hug and portrait of happy couple moving into house, real estate property or apartment purchase. Love, homeowner smile and Mexican man, woman or relocation people embrace in living room" title="New home keys, hug and portrait of happy couple moving into house, real estate property or apartment purchase. Love, homeowner smile and Mexican man, woman or relocation people embrace in living room" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1849415459/photo/new-home-keys-hug-and-portrait-of-happy-couple-moving-into-house-real-estate-property-or.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=nvtPIa9G7y8wxZlwpTsJn6nO0AxFGBnMuUlMeoMwQfU=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3><br><strong>🏘️ 5. Explore First-Time Homebuyer Programs</strong></h3><p><br>Many federal, state, and local programs offer reduced interest rates or down payment assistance to first-time buyers. In Washington State, the Washington State Housing Finance Commission provides such programs.</p><p><br>&nbsp;<br>Each of these options has its own set of advantages and considerations. It's essential to evaluate your financial situation, long-term plans, and market conditions to determine the best strategy for you. Jim Rohn had it right when he said;</p><p><strong>"If you don't like where you are, move. You are not a tree."</strong></p><figure id="figure-rdnns06sacmbfq9imt" class=""><img id="rdnns06sacmbfq9imt" src="https://media.gettyimages.com/id/1131823289/photo/married-couple-with-bills-receipts-documents-and-laptop-at-home.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=3UBm9yuI1QDo3RBDbD7JL9AbXjun2rMs-NlgiOpXCnc=" alt="married couple with bills receipts documents and laptop at home" title="married couple with bills receipts documents and laptop at home" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: undefined undefined;" data-corners="default" data-aspect="16:9" data-caption="Now you have a mortgage plan. " data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1131823289/photo/married-couple-with-bills-receipts-documents-and-laptop-at-home.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=3UBm9yuI1QDo3RBDbD7JL9AbXjun2rMs-NlgiOpXCnc=" data-mce-style="aspect-ratio: 16/9; object-position: undefined undefined;"><figcaption class="body-normal text-gray-500 mt-2">Now you have a mortgage plan.</figcaption></figure><p>Thank you goes to Jeff Gibson. There’s no way I could have figured this out without him.&nbsp;<br>&nbsp;<br>Jeff<br>Gibson<br>Mortgage Advisor<br>NMLS #1238034<br>(360) 535-2413<br>Jeff.Gibson@GenHL.com<br>&nbsp;</p>

How to get a lower interest rate on a new home.

<p>Gig Harbor offers quite a few great places to eat and if you're looking to stretch your pennies a lot of local restaurants offer Happy Hour discounts. Here is a list of a few in downtown Gig Harbor yummy spots. If you know of one we missed, let us know. Look for a list of uptown happy hour spots soon.&nbsp;</p><p>&nbsp;<br><br><strong>1. Tides Tavern</strong><br>Website: <a data-mce-href="https://tidestavern.com" href="https://tidestavern.com" title="Titdes Tavern Menu" target="_blank" rel="noopener">tidestavern.com</a><br>Happy Hour: <em>Sunday-Thursday, 2:00 PM – 5:00 PM</em><br>Details: Tides Tavern offers a selection of discounted appetizers and drink specials during Happy Hour. Enjoy waterfront views while savoring local seafood and craft beers.</p><p><br><strong>2. Brix 25°</strong><br>Website: <a data-mce-href="https://www.harborbrix.com/cuisine" href="https://www.harborbrix.com/cuisine" title="Brix 25 Menu's" target="_blank" rel="noopener">brix25.com</a><br>Happy Hour: <em>Tuesday–Friday, 4:00 PM – 5:30 PM</em><br>Details: Brix 25° features upscale Northwest cuisine with Happy Hour specials on small plates and signature cocktails in their cozy lounge. They offer 1/2 priced bottles from a curated wine list every day from 4:00-5:00&nbsp;<br>cocktail hour offering discounted small bites, beers, cocktails, and mocktails in the bar every day from 4:00-5:30.</p><p><br><strong>3. The Hub at Gig Harbor</strong><br>Website: <a data-mce-href="https://www.thehubgigharbor.com" href="https://www.thehubgigharbor.com" title="The Hub in Gig Harbor" target="_blank" rel="noopener">hubattacoma.com</a><br>Happy Hour: <em>Daily, 3:00 PM – 6:00 PM and 9:00pm to closing.</em><br>Details: The Hub offers a variety of Happy Hour deals, including discounted pizzas, appetizers, and a selection of beers and wines. A different deal is offered each day of the week.&nbsp;</p><p><strong>4. Anthony's at Gig Harbor</strong><br>Website: <a data-mce-href="https://www.anthonys.com/wp-content/uploads/2020/02/HH_Red-Group-Menu_GH-2_12_25.pdf" href="https://www.anthonys.com/wp-content/uploads/2020/02/HH_Red-Group-Menu_GH-2_12_25.pdf" title="Anthonys Gig Harbor Happy Hour Menu" target="_blank" rel="noopener">anthonys.com</a><br>Happy Hour: <em>Monday–Saturday, 3:00 PM – 6:30 PM</em><br>Details: Anthony's provides Happy Hour specials in the bar area, featuring discounted appetizers, cocktails, and wines with a scenic harbor view.</p><p><strong>5. Morso</strong><br>Website: <a data-mce-href="https://www.morsobistro.com/menu" href="https://www.morsobistro.com/menu" title="Morso Wine Bar Menu" target="_blank" rel="noopener">morsowinebar.com</a><br>Happy Hour: Times often change; please check their website or contact them directly for current hours. As of the date of this writing they offered happy hour from <em>2pm-5pm.</em><br>Details: Morso is a wine bar offering a selection of wines and small plates. Their Happy Hour often includes discounts on select wines and appetizers.</p><p><strong>6. El Pueblito</strong><br>Website: &nbsp;<a data-mce-href="https://www.elpueblitorestaurant.com" href="https://www.elpueblitorestaurant.com" title="El Puebilto Gig Harbor" target="_blank" rel="noopener">elpueblitorestaurant.com</a><br>Happy Hour: In the Cantina <em>Sunday-Thursday 3pm-8pm.</em><br>El Pueblito is a popular Mexican restaurant and bar. The happy hour menu offers a variety of favorites Mexican dishes and drinks.&nbsp;</p><p><strong>7. Millville Pizza Co.</strong>&nbsp;<br>Website: &nbsp;<a data-mce-href="https://millvillepizzaco.com/index.html" href="https://millvillepizzaco.com/index.html" title="Millville Pizza Gig Harbor" target="_blank" rel="noopener">millvillepizzaco.com</a>&nbsp;<br>Happy Hour: <em>Daily 3pm-5pm</em><br>Millville Pizza Co. offers a variety of wood fired pizzas, indoor and outdoor seating and gluten free options. The happy hour includes select wines, beers, and ciders for $5 and all menu starters for $8.</p><p><strong>8. Puerto Vallarta</strong><br>Website: <a data-mce-href="https://puertovallartarestaurantes.com/restaurants/gig-harbor-restaurant/" href="https://puertovallartarestaurantes.com/restaurants/gig-harbor-restaurant/" title="Puerto Vallarta Gig Harbor" target="_blank" rel="noopener">&nbsp;puertovallartarestaurantes.com</a><br>Happy Hour: <em>Mon.-Fri 3pm-6pm All day Sunday.</em><br>Puerto Vallarta offers small plates and a variety of drinks in the cantina for happy hour. On Sundays the drink specials are all day, and the food specials end at 4pm.&nbsp;</p><p><strong>9. Hy Iu Hee Hee</strong><br>Website: <a data-mce-href="https://www.jpsbars.com" href="https://www.jpsbars.com" title="Hy Iu Hee Hee " target="_blank" rel="noopener">&nbsp;jpsbars.com&nbsp;</a><br>Happy Hour: <em>Daily 3pm-6pm&nbsp;</em><br>The Hy Iu (pronounced hi you) is a popular restaurant bar in Gig Harbor offering small bites such as sliders and pretzels along with drink specials.&nbsp;<br>&nbsp;</p><p><strong>10. Hops and Drops</strong><br>Website: &nbsp;<a data-mce-href="https://hopsndrops.com/#:~:text=Not%20only%20do%20we%20do,us%20at%20HopsnDrops!" href="https://hopsndrops.com/#:~:text=Not%20only%20do%20we%20do,us%20at%20HopsnDrops!" title="Hops and Drops Happy Hour" target="_blank" rel="noopener">Hopsanddrops.com</a><br>Happy Hour: <em>Daily 2pm-6pm and 9pm to closing</em><br>Hops and Drops offers 2 Happy Hour times in both their bar and dinning room. There are drink specials and food specials available.</p><p><strong>11. Blazing Onion</strong><br>Website: <a data-mce-href="https://www.blazingonion.com/files/happy-hour-menu-pdf.pdf" href="https://www.blazingonion.com/files/happy-hour-menu-pdf.pdf" title="Blazing Onion Happy Hour Menu" target="_blank" rel="noopener">BlazingOnion.com</a><br>Happy Hour: <em>Monday through Friday 2pm-5pm and 8pm to closing</em><br>Blazing Onion offers two happy hour times with discounts on drinks and 10 different food options.&nbsp;</p><p><strong>12. Hackers</strong><br>Website: <a data-mce-href="https://www.hackersbarandgrillgigharbor.com/daily-specials" href="https://www.hackersbarandgrillgigharbor.com/daily-specials" title="Hackers Daily Specials" target="_blank" rel="noopener">HackersbarandGrillGigHarbor.com</a><br>Happy Hour: <em>Daily check website for times</em><br>Hackers offers a rotating menu of specials such as Taco Tuesday and Fish and Chip Friday. Check the website for todays offers and times.&nbsp;</p><p>Please note that Happy Hour times and offerings are subject to change. It's recommended to visit each establishment's website or contact them directly for the most up-to-date information.</p><p>Enjoy exploring the Happy Hour scenes in Gig Harbor!</p>

🍹 Happy Hour Hotspots in Gig Harbor, WA

<h2>Charming Coastal Living</h2><p>Gig Harbor, nestled along the picturesque Puget Sound, offers a unique blend of coastal beauty and community charm. This summer, the allure of waterfront living is drawing many to consider purchasing a home in this charming town. With with several inlets and passages to explore and a welcoming small-town atmosphere, Gig Harbor presents an inviting option for homebuyers.</p><figure id="figure-jn4ohy7uh37ma0a1g9g"><img id="jn4ohy7uh37ma0a1g9g" src="https://media.gettyimages.com/id/547124114/photo/growing-up-in-a-family-full-of-love.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=iPnz3vJFj1SzdXBk4C32AYun3HLnyBHy8sb-5gs38SQ=" alt="Growing up in a family full of love" title="Growing up in a family full of love" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="Loving the small town lifestyle. " data-positionx="null" data-positiony="null" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/547124114/photo/growing-up-in-a-family-full-of-love.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=iPnz3vJFj1SzdXBk4C32AYun3HLnyBHy8sb-5gs38SQ=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"><figcaption class="body-normal text-gray-500 mt-2">Loving the small town lifestyle.</figcaption></figure><h3>Thriving Community and Local Amenities</h3><p>One of the standout features of Gig Harbor is its vibrant community spirit. Residents enjoy a variety of local amenities, ranging from quaint boutiques to gourmet dining options. The town hosts numerous events throughout the year, fostering a strong sense of connection among its inhabitants. This summer, immerse yourself in the lively farmers' markets and free concerts in the park that showcase the talents and treasures of the local community.</p><h3>Access to Outdoor Recreation</h3><p>For outdoor enthusiasts, Gig Harbor is a paradise. The area boasts numerous parks and trails perfect for hiking, biking, and picnicking. Water lovers can indulge in kayaking, sailing, or paddleboarding in the serene waters of the harbor. With summer's longer days and warmer temperatures, it's the ideal season to explore the natural beauty that surrounds this charming town.</p><figure id="figure-hdq5j3r2xlma0a1g9g"><img id="hdq5j3r2xlma0a1g9g" src="https://media.gettyimages.com/id/79334408/photo/couple-relaxing-in-a-field.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=PhFEHOgJdeo9u4exC9zeAjbiPDZh3lQlxezAxyAXdj4=" alt="outdoor activities" class="object-cover bg-gray-100" style="aspect-ratio: 16/9;" data-mce-src="https://media.gettyimages.com/id/79334408/photo/couple-relaxing-in-a-field.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=PhFEHOgJdeo9u4exC9zeAjbiPDZh3lQlxezAxyAXdj4=" data-mce-style="aspect-ratio: 16/9;"></figure><h2>Proximity to Urban Conveniences</h2><p>While Gig Harbor offers a peaceful retreat, it doesn't sacrifice accessibility to urban conveniences. Just a short drive away is Tacoma, providing easy access to shopping centers, theaters, and cultural attractions. Moreover, Seattle is less than an hour away, making it convenient for those who wish to enjoy big-city amenities without compromising on the tranquility of coastal living.</p><h3>Strong Real Estate Market</h3><p>The real estate market in Gig Harbor is thriving. The town's growing popularity has led to increased property values, making it a sound investment for homebuyers. Whether you're looking for a cozy cottage or a spacious family home, there's a diverse range of properties available to suit different tastes and budgets. This summer presents an opportune time to secure a dream home in this sought-after location.</p><figure id="figure-0rl5ii2ascma0a1g9g"><img id="0rl5ii2ascma0a1g9g" src="https://media.gettyimages.com/id/538605036/photo/tacoma-narrow-bridge.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=WIlipiZvqOZOr4I8XTCIvsGdpgp9sAAomA28ivnxsI0=" alt="Tacoma Narrow Bridge" title="Tacoma Narrow Bridge" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: 50% 5%;" data-corners="default" data-aspect="16:9" data-caption="The Tacoma Narrows Bridge " data-positionx="50%" data-positiony="5%" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/538605036/photo/tacoma-narrow-bridge.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=WIlipiZvqOZOr4I8XTCIvsGdpgp9sAAomA28ivnxsI0=" data-mce-style="aspect-ratio: 16/9; object-position: 50% 5%;"><figcaption class="body-normal text-gray-500 mt-2">The Tacoma Narrows Bridge</figcaption></figure><h2>Visit Gig Harbor&nbsp;</h2><p>In conclusion, buying a home in Gig Harbor this summer offers a multitude of benefits—from breathtaking scenery and outdoor adventures to strong community ties and convenient urban access. Whether you're seeking a peaceful retreat or an active lifestyle, this charming town provides the perfect backdrop for your next chapter.</p><p>Want more information about the local scene in Gig Harbor? Give us a call. Let's have a quick conversation about this amazing place.&nbsp;</p>

Top 5 Reasons to Buy a Home in Gig Harbor This Summer

<h2>The Benefits of a Pre-Sale Home Inspection</h2><p>Selling your home can be a daunting process, filled with many steps and decisions. One crucial step that often gets overlooked is the home inspection before listing your property for sale. This proactive approach not only helps in identifying potential issues but also enhances your negotiating power and overall selling strategy.</p><figure id="figure-f635696vim9iudgmw"><img id="f635696vim9iudgmw" src="https://cdn.durable.co/getty/d3DR39mSTEVrZFjPGSIMIwvUn4dIZG1mneaTFigmVVQCj8parggQgfP27w2m36Ce.jpeg" alt="house inspection" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9;" data-mce-src="https://cdn.durable.co/getty/d3DR39mSTEVrZFjPGSIMIwvUn4dIZG1mneaTFigmVVQCj8parggQgfP27w2m36Ce.jpeg" data-mce-style="aspect-ratio: 16/9;"></figure><h3>Understanding the Home Inspection Process</h3><p>A home inspection is a comprehensive examination of the property's condition. It covers everything from the roof to the foundation, including plumbing, electrical systems, and HVAC units. By investing in a pre-sale inspection, you gain a detailed understanding of your home's current condition and can address any significant issues before potential buyers discover them.</p><h3>Enhancing Buyer Confidence</h3><p>One of the primary advantages of conducting a home inspection before selling is boosting buyer confidence. When buyers know that a professional has already assessed the home, they are more likely to make an offer. A pre-sale inspection report demonstrates transparency and shows that you have nothing to hide, which can significantly accelerate the selling process.</p><figure id="figure-5u18vcxz48m9iudla8"><img id="5u18vcxz48m9iudla8" src="https://cdn.durable.co/getty/18j9EaqQdj75RpF3IjIsnvwTBsHlpAdpcoudcRvdEYvhCj4yRpEIM8zgJBoWMznU.jpeg" alt="buyer confidence" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9;" data-mce-src="https://cdn.durable.co/getty/18j9EaqQdj75RpF3IjIsnvwTBsHlpAdpcoudcRvdEYvhCj4yRpEIM8zgJBoWMznU.jpeg" data-mce-style="aspect-ratio: 16/9;"></figure><h3>Price Negotiation Leverage</h3><p>Having an inspection report can also bolster your position during price negotiations. If you're aware of the home's issues beforehand, you can either fix them or adjust the asking price accordingly. This proactive approach prevents last-minute surprises that could derail negotiations or lead to lower offers.</p><h3>Speeding Up the Closing Process</h3><p>Another significant benefit of a pre-sale home inspection is that it can expedite the closing process. By addressing major repairs upfront, you reduce the likelihood of delays caused by buyer-requested fixes or renegotiations. As a result, the transaction can proceed smoothly and swiftly to completion.</p><figure id="figure-uh6cqqlkzam9iudple"><img id="uh6cqqlkzam9iudple" src="https://media.gettyimages.com/id/1281223807/photo/new-house-search.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=5cFSZhyIBwRCVpcoY3YuyVxF6_8M_fzxyR_i7lSmFPA=" alt="Solar energy efficiency smart home cleantech technology" title="Solar energy efficiency smart home cleantech technology" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="null" data-positiony="null" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/1281223807/photo/new-house-search.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=5cFSZhyIBwRCVpcoY3YuyVxF6_8M_fzxyR_i7lSmFPA=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><h3>Avoiding Legal Complications</h3><p>Conducting a home inspection before selling also helps minimize legal risks. If buyers discover undisclosed issues after purchase, it could lead to legal disputes or financial compensation demands. By being upfront about the home's condition and providing documentation, you protect yourself from potential liabilities.</p><h3>Improving Marketability</h3><p>In competitive real estate markets, any advantage counts. A pre-sale home inspection can enhance your property's marketability by showcasing the care and attention you've given to maintaining it. This can differentiate your home from others on the market, making it more attractive to prospective buyers.</p><p>In conclusion, a home inspection before selling is not just about identifying problems; it's about creating opportunities. By investing in this critical step, you prepare your home for sale in the best possible light, ensuring a smoother transaction and potentially higher returns.</p><h3>Be aware you must disclose</h3><p>Having an inspection done before listing has some very strong points but it does come with pitfalls. Once you know about an issue, you must disclose it to your buyer. If you don't have the needed the funds or the equity to pay for the repairs that is a consideration.&nbsp;</p><h3>Want more information?</h3><p>Give us a call and we can work through your individual situation to make recommendations that are right for you.&nbsp;</p>

Should I get a Home Inspection Before Selling

Two story residential house is surrounded by lush greenery and blooming apple trees in New Jersey

<h2>Enhance Your Curb Appeal</h2><p>Spring is the perfect time to revamp your home's exterior and make it more attractive to potential buyers. Start by giving your front yard a fresh look. Trim overgrown bushes, mow the lawn, and plant colorful flowers to create an inviting atmosphere. Consider repainting your front door with a bold color to make it stand out.</p><figure id="figure-t9lnuhf0bm9hda9de"><img id="t9lnuhf0bm9hda9de" src="https://cdn.durable.co/getty/9v2SCEcTOoABgtpWlQIsGalmfQ8RxC4z1OyGpMxAXUHaHUuf5hv5Oqg2OYlVPZdR.jpeg" alt="curb appeal" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9;" data-mce-src="https://cdn.durable.co/getty/9v2SCEcTOoABgtpWlQIsGalmfQ8RxC4z1OyGpMxAXUHaHUuf5hv5Oqg2OYlVPZdR.jpeg" data-mce-style="aspect-ratio: 16/9;"></figure><p>The next step is to clean up pathways and driveways. Pressure washing can remove dirt and grime, giving your home a cleaner appearance. Don’t forget to update any outdated lighting fixtures with modern alternatives, which can dramatically improve the overall look of your home's exterior.</p><h2>Refresh Your Interior</h2><p>Inside your home, aim for a bright and airy feel. Start by decluttering each room to maximize space and allow potential buyers to envision their own belongings in the space. A fresh coat of paint in neutral tones can make rooms appear larger and more inviting.</p><p>Updating your home's lighting can also have a significant impact. Swap out heavy drapes for sheer curtains or better yet, blinds to let in natural light, and consider adding mirrors to reflect light and make spaces feel more open.</p><figure id="figure-ypwf198rvom9hdadrq"><img id="ypwf198rvom9hdadrq" src="https://cdn.durable.co/getty/fdKQFmKD2crpJqQt3CSSIGbzyC1RWuwYCwwqxXrgScnx151Xd6P4G8UZEav8hHAw.jpeg" alt="interior design" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9;" data-mce-src="https://cdn.durable.co/getty/fdKQFmKD2crpJqQt3CSSIGbzyC1RWuwYCwwqxXrgScnx151Xd6P4G8UZEav8hHAw.jpeg" data-mce-style="aspect-ratio: 16/9;"></figure><h2>Modernize Key Areas</h2><p>Kitchens and bathrooms are often deal-breakers for buyers, so these areas should be prioritized. In the kitchen, consider updating hardware and fixtures for a more contemporary look. If budget allows, replacing outdated appliances with energy-efficient models can be a major selling point.</p><p>In bathrooms, focus on cleanliness and functionality. Re-grouting tiles and updating fixtures can give these spaces a fresh feel without a complete renovation. Adding simple touches like new towels or a stylish shower curtain can also enhance the room's appeal.</p><figure id="figure-rmye7yy7llm9hdahe6"><img id="rmye7yy7llm9hdahe6" src="https://cdn.durable.co/getty/13mwdTdGHXiV6D4UkuFf4Am1qHxYCG9gEC47TiRWgRC5AQO09WwwQ2qfTJrp26y0.jpeg" alt="kitchen update" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9;" data-mce-src="https://cdn.durable.co/getty/13mwdTdGHXiV6D4UkuFf4Am1qHxYCG9gEC47TiRWgRC5AQO09WwwQ2qfTJrp26y0.jpeg" data-mce-style="aspect-ratio: 16/9;"></figure><h2>Create Outdoor Living Spaces</h2><p>Outdoor spaces have become increasingly important to buyers. Consider enhancing your backyard by creating a cozy seating area or installing a fire pit. These additions can help potential buyers see the outdoor space as an extension of the home’s living area.</p><figure id="figure-5167ywrn5m9hdam3u"><img id="5167ywrn5m9hdam3u" src="https://media.gettyimages.com/id/2153066211/photo/an-english-garden-in-summer.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=enaF7VSXsxmjM2YJjav7l4cajMcSn6IXDxZNSXzEvR0=" alt="An English garden in summer" title="An English garden in summer" class="object-cover bg-gray-100 rounded-2xl md:rounded-3xl lg:rounded-4xl" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="null" data-positiony="null" data-fullwidth="false" data-mce-src="https://media.gettyimages.com/id/2153066211/photo/an-english-garden-in-summer.jpg?b=1&amp;s=2048x2048&amp;w=0&amp;k=20&amp;c=enaF7VSXsxmjM2YJjav7l4cajMcSn6IXDxZNSXzEvR0=" data-mce-style="aspect-ratio: 16/9; object-position: center center;"></figure><p>Adding some string lights or lanterns can create an inviting ambiance for evening gatherings. If you have a deck or patio, ensure it is well-maintained and add some comfortable furniture to showcase its potential.</p><h2>Spruce Up with Small Details</h2><p>Sometimes, minor details can make a big difference in how your home is perceived. Consider updating door handles, light switches, and outlet covers for a quick refresh. These small touches can enhance the overall aesthetic without breaking the bank.</p><p>Finally, ensure your home smells pleasant during showings. Fresh flowers, scented candles, or an essential oil diffuser can create an inviting atmosphere that leaves a lasting impression on potential buyers. If your home has odors, nows the time to air it out for a fresh feeling.&nbsp;</p>

Spring Updates to Boost Your Home's Market Appeal

<h2>Spring Cleaning and Inspection</h2>
<p>As the flowers start to bloom in Gig Harbor, it's time to focus on spring cleaning and inspection. Begin by clearing out any debris that has accumulated over the winter months. Check your gutters and downspouts to ensure they're free of leaves and other obstructions. This will help prevent water damage as the rainy season continues.</p>

<p>Inspect your home's exterior for any signs of wear or damage. Pay special attention to the roof, siding, and foundation. Address any issues promptly to prevent more costly repairs down the road. Additionally, consider a fresh coat of paint to protect and beautify your home.</p>

<figure id="figure-9brl92zf7km8xp5jgt"><img id="9brl92zf7km8xp5jgt" src="https://media.gettyimages.com/id/538466512/photo/wheelbarrow-shrubs-landscaping-project-in-front-of-house.jpg?b=1&s=2048x2048&w=0&k=20&c=43yUXBvUSKnOdETjqfRRK_H1GZmoJs244uUvCxjMaVc=" alt="spring home maintenance" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h2>Summer Maintenance for Outdoor Spaces</h2>
<p>With warmer weather, summer is the perfect time to focus on outdoor spaces. Begin by servicing your lawn mower and other gardening tools to keep your yard looking its best. Regularly mow the lawn, trim bushes, and remove weeds to maintain curb appeal.</p>

<p>Inspect and clean your deck or patio. Look for any loose boards or nails, and power wash surfaces to remove grime and mildew. This will not only enhance the appearance but also extend the life of your outdoor areas.</p>

<figure id="figure-st7w93g92om8xp5jgt"><img id="st7w93g92om8xp5jgt" src="https://media.gettyimages.com/id/2159416425/photo/solar-panels-private-home-install-sustainable-energy-mounting-rails-drone-pov-front.jpg?b=1&s=2048x2048&w=0&k=20&c=m9JuMV6qiW2gmhFAykn77qiW6MN3f7QVilSkMzsnWOM=" alt="outdoor home maintenance" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>Air Conditioning System Check</h3>
<p>Before the heat sets in, ensure your air conditioning system is in top condition. Change filters regularly and consider scheduling a professional tune-up for optimal performance. A well-maintained AC unit can improve energy efficiency and keep your home comfortable during hot summer days.</p>

<h2>Fall Preparations for Winter</h2>
<p>As fall arrives, it's time to prepare your home for the upcoming winter months. Begin by sealing any gaps or cracks around windows and doors to prevent drafts. This simple step can significantly reduce heating costs and improve comfort.</p>

<p>Check your heating system to ensure it's working efficiently. Replace filters and consider having a professional inspect it for any potential issues. This proactive approach can help avoid unexpected breakdowns during the colder months.</p>

<figure id="figure-0wzof474s9m8xp5jgt"><img id="0wzof474s9m8xp5jgt" src="https://media.gettyimages.com/id/666381064/photo/fall-leaves-on-roof.jpg?b=1&s=2048x2048&w=0&k=20&c=dGx4PD40N-_rcviDGG9nIlGVKMZIGPu6WcwFq5NsOqs=" alt="fall home maintenance" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>Lawn and Garden Care</h3>
<p>Prepare your garden for winter by raking leaves and removing dead plants. Consider planting cover crops or mulching garden beds to protect the soil during the colder season. This will also help your garden thrive when spring returns.</p>

<h2>Winter Weather Precautions</h2>
<p>In Gig Harbor, winter can bring heavy rain and occasional snow, so it's crucial to take precautions. Ensure that your gutters are clear to handle increased precipitation, reducing the risk of water damage.</p>

<p>Protect pipes from freezing by insulating them, especially in unheated areas of your home. Disconnect garden hoses and shut off exterior faucets to prevent freezing and potential water damage.</p>

<figure id="figure-6k7pgj14gom8xp5jgt"><img id="6k7pgj14gom8xp5jgt" src="https://media.gettyimages.com/id/1920917636/photo/young-woman-works-on-home-construction.jpg?b=1&s=2048x2048&w=0&k=20&c=-p0avtpNfZiZ5oNApKJcibB7MOy5AA6o4fQ5J_sE4Cc=" alt="winter home maintenance" class="object-cover bg-gray-100" style="aspect-ratio: 16/9"></figure>

<h3>Chimney and Fireplace Safety</h3>
<p>If you have a fireplace, have your chimney inspected and cleaned by a professional before using it. This ensures proper ventilation and reduces the risk of chimney fires. Stock up on firewood and enjoy cozy evenings by the fire safely.</p>

Blog

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Top 5 Reasons to Buy a Home in Gig Harbor This Summer

Should I get a Home Inspection Before Selling

Spring Updates to Boost Your Home's Market Appeal

Seasonal Home Maintenance Tips